Terms & Conditions

Last updated: August 26, 2026

These Terms & Conditions govern your use of spendmoments.com, the Spend Moments website.

Spend Moments is currently an informational website exploring mindful spending, consumer psychology, and our relationship with money. Visitors may choose to join our email waitlist for future updates. No products or services are currently offered through the website.

By using this website, you agree to these Terms. If you do not agree, please do not use the website.

Age requirement

You must be at least 18 years old to use this website or join the Spend Moments waitlist. By using the website or joining the waitlist, you confirm that you are at least 18 years old.

Informational content only

The content on this website is provided for general educational and informational purposes only. Spend Moments is intended to support more mindful spending and reflection, but its content does not constitute financial, legal, tax, investment, accounting, medical, or other professional advice.

You should not rely on the website as a substitute for advice from a qualified professional who understands your specific circumstances.

No guarantees

We do not guarantee any financial, emotional, behavioral, or personal outcome from using this website or reading its content.

Waitlist and communications

If you join our waitlist or subscribe for updates, you agree to provide accurate information. You may unsubscribe from emails at any time.

Joining the waitlist does not constitute the purchase of, subscription to, or entitlement to any product or service.

Intellectual property

Website content, including text, graphics, branding, design elements, and other materials, is protected by applicable intellectual property laws and is owned by or licensed to the respective rights holders unless otherwise stated.

You may not copy, reproduce, distribute, or create derivative works from website content without permission, except as permitted by law.

Acceptable use

You agree not to misuse the website, interfere with its operation, attempt unauthorized access, submit harmful code, or use the website for unlawful purposes.

Third-party links

The website may link to third-party websites or services. We are not responsible for third-party content, policies, or practices.

Limitation of liability

To the fullest extent permitted by law, those responsible for the Spend Moments website will not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the website.

Disclaimer of warranties

The website is provided "as is" and "as available" without warranties of any kind, express or implied, to the fullest extent permitted by law.

Governing law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles.

Changes to these Terms

We may update these Terms from time to time. The updated version will be posted on this page with a new "Last updated" date.

Contact

Questions about these Terms can be sent to hello@spendmoments.com.